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|Pre-paid legal services is a individual or group employee benefit legal plan in which a member pays a monthly fee in exchange for access to a range of legal services on-call. Pre-paid legal plans typically offer certain services for a fixed monthly charge such as legal advice and consultation, review of contracts, having a lawyer write a letter on a client's behalf or the drafting of wills and other legal documents. Legal service plans may also cover legal representation in court and the filing of motions but most plans require a client to pay extra for such services or cover a limited number of hours in court time.|
Published by Ken Dunn
What if you could pick up the phone and call an attorney to get advice about any and all legal matters of interest to you?
The attorney would draft your will, review it and update it for every other year, make phone calls and write letters on your behalf negotiate your contracts and represent you in court. If you are travelling in another state and need any form of legal advice, he will refer you to a competent attorney in that state for no extra cost to you.
This all seems great on paper, but the mere thought of paying hundreds of dollars an hour to put an attorney on retainer is enough to persuade most people not to seek legal coverage.
You will be surprised to know that such coverage does indeed exist under an arrangement similar to your health or insurance plan. Pre-paid legal plans offer you access to all these legal services, for a monthly charge of $10 to $25.
If you are employed, you may incur no charge if your employer provides legal services as a fringe benefit.
PRE PAID LEGAL
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